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Hurting Yourself: For example, when you do not look after your health. Bad habits like smoking, drinking, drugs, overeating, lack of good nutrition and exercise and most important, negative thinking and actions, truly destroy your soul.
Hurting others: Harming someone else physically, or causing emotional pain, builds negative karma. Emotional pain is just as bad as physical pain.
Not dealing well with existing problems by not accepting and facing the truth in the situation.
Tolerating the wrong behaviors of negative souls. Do not encourage Evil. Do not be nice to an evil person, you are encouraging him and to encourage an evil soul means you are om the same sinful category.
Avoiding responsibility: For example, when you run away from your duties towards parents, children, loved ones etc.
Encouraging others to do wrong and leading them on the wrong path e.g. drug peddlers.
Spoiling your children: You build karma this way because it is your duty to train them well. Parents should also be open to what their children have to say. But be sure that the child is not manipulating you for his or her own selfish purposes.
Failing to recognize and fulfill your spiritual mission on earth.
Committing suicide: You build a great deal of negative karma and you fall one whole realm because you are not allowing your soul to complete its journey. You put an end to the very life and situations that you had chosen.
Not taking action: Sometimes, people do not take responsibility or they lack courage to do what is right. They are making the wrong choice because they are being spectators instead of using their free will to do what is right.
Wanting to have fun: Young people believe that when they are young they need to "experience life" and they use that as an excuse for doing things that are wrong. It is important to enjoy your earthly journey, but not at the cost of your soul.
Always remember that you fall more and build more karma if you make wrong choices after gaining spiritual knowledge than if you have no knowledge at all.
Reference - Laws of the Spirit World by Khorshed Bhavnagri
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